5 C's of credit


The five key elements a borrower should have to obtain credit: character (integrity), capacity (sufficient cash flow to service the obligation), capital (net worth), collateral (assets to secure the debt), and conditions (of the borrower and the overall economy).

Use 5 C's of credit in a sentence

The 5 C's of credit are essential to have before being able to borrow money or acquire credit.

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5 by 5 power in trust 501-(C)(3) bond