'refer to drawer'
words written on a cheque which a bank refuses to pay and returns it to the person who wrote it.
AbbreviationR or D
the bank referred the cheque to drawer
the bank returned the cheque to person who wrote it because there was not enough money in the account to pay it

Use refer in a sentence

I wanted to refer him to the doctor, so he could get it checked out and evaluated, to make sure it was not something bad.

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When the bank realized my boss had been writing checks the company could not cover, instead of cashing my check the teller decided to refer it to the drawer and refused to pay.

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My coworker is new to the city. She asked me to refer her to the best private practice dental office in town, so I told her which office I use and why they are the best in my opinion.

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REFCORP referee