credit analyst

Definition

One who performs credit analysis. Credit analysis is the process of evaluating an applicant's loan request or a corporation's debt issue in order to determine the likelihood that the borrower will live up to his/her obligations. In other words, credit analysts examine the financial history of an applicant in order to determine creditworthiness.

Use credit analyst in a sentence

Dean wondered if his credit scores were high enough that the credit analyst at the bank would approve his credit card application.

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Before giving Rob a new home loan he had to set an appointment with the banks credit analyst to go over his report and determine if he was qualified for the house.

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As a credit analyst I utilized computer programs and my strong attention to detail to determine whether or not my company would offer a home loan to the hundreds of applicants we received on a daily basis.

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