credit history


A record of an individual's or company's past borrowing and repaying behavior. It will list personal or corporate information, credit lines currently in the person's or company's name, and risk factors like late payments or a recent bankruptcy.

Use credit history in a sentence

My credit history was not good, so I decided to try to rebuild it again and get a better standing.

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The credit history of the borrower was taken into consideration, the customer had a 700 credit score so we issued the loan.

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When my wife and I tried to get a mortgage for a new house, I was shocked to discover they turned us down because of my wife's poor credit history after she missed some credit card payments.

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