creditworthiness

Definition

A creditor's measure of an individual's or company's ability to meet debt obligations.

Use creditworthiness in a sentence

My brother wanted to buy a brand new car but he was denied an auto loan due to horrible creditworthiness.

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Approval for a line of credit, or a loan, is more likely if one has a demonstrated high-level of creditworthiness.

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The creditworthiness of the individual was determined by examining their credit history which was favorable, they also had a great credit score.

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loan officer debt to income ratio