An unplanned occurrence outside the control of the insured that happens suddenly and due to pure chance.

Use accident in a sentence

It was an accident and nothing could have been done to prevent it because it was in the past and could not be changed.

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Preparing for the wort case scenario is always the best way to avoid an accident, as unplanned as they are they can happen at any time.

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Susan had a difficult time paying all the hospital bills that had accumulated after she got in that accident falling off a ladder at work.

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