policyholder surplus

Definition

The excess capital an insurance company holds after it theoretically meets all the payable benefits to its total policyholders.

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You should try and make sure that you do not end up in a state of having a policyholder surplus that you can't get out of.

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After doing the calculations, they were able to identify a million dollar policyholder surplus which was a pleasant surprise to everyone.

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Warren Buffett's insurance company investments are designed to produce a policyholder surplus at the end of each year that the company can then use to invest in new securities.

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reinsurance recoverables to policyholder surplus return on policyholder surplus