excess loans


A bank loan to an individual borrower that exceeds the regulatory limits place on state chartered (10% of capital) or national (15% of capital) institutions. If a bank chooses to exceed these limits, the board of directors becomes liable for any default on a loan that they approved.
Browse Definitions by Letter: # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
excess liquidity excess margin