health insurance

Definition

Insurance against loss by illness or bodily injury. Health insurance provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses. Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder. Health insurance can be directly purchased by an individual, or it may be provided through an employer. Medicare and Medicaid are programs which provide health insurance to elderly, disabled, or un-insured individuals. There are a number of companies which provide private health insurance, including Blue Cross, United Healthcare, or Aetna.

Use health insurance in a sentence

You should always give good health insurance to your workers so that the most skilled applicants will consider your company.

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I keep a strong health insurance policy so in the event I become sick or injured, I'll be given great medical care and not have to pay out of pocket.

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I was told by the health clinic that I needed some form of health insurance before they would see me because they needed to know that I could pay for the treatment.

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