Health Maintenance Organization


HMO. A form of health insurance combining a range of coverages in a group basis. A group of doctors and other medical professionals offer care through the HMO for a flat monthly rate with no deductibles. However, only visits to professionals within the HMO network are covered by the policy. All visits, prescriptions and other care must be cleared by the HMO in order to be covered. A primary physician within the HMO handles referrals.

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You should make sure that you find a good health maintenance organization so that you can trust the care you get.

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My job has really angered alot of its employees by opting for the health maintenance organization plan this next upcoming year.

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My Health Maintenance Organization provides me with many different doctors for a stable monthly rate, though I am only able to choose doctors through my network that take my policy.

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Preferred Provider Organization healthcare sector