retail lending

Definition

Lending to private individuals, as opposed to institutions.

Use retail lending in a sentence

You should try to make sure that you have a good enough credit score to get the retail lending that you need.

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My credit union decided to expand into the field of retail lending because we believe there is great opportunity in our town to bring in new customers.

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There are significant costs in retail lending associated with collecting tiny payments from large numbers of individuals, for instance bank fees, the costs of running large call centers, or the legal costs of pursuing many lawsuits in small claims court.

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