Having insufficient insurance coverage.

Use underinsured in a sentence

The insurance company refused to pay more than a thousand dollars after Peter's accident, because they said he was underinsured.

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Since the driver was underinsured, I wasn't able to have my car completely fixed after he crashed into me since his insurance didn't cover the whole repair.

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I once got into a car accident with a driver who was underinsured and whose policy could not cover my medical bills; due to that experience, I have decided to pay extra for underinsured motorist coverage so my insurance policy will cover such an event in the future.

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