bodily injury coverage

Definition

An insurance policy that pays for injuries caused to other individuals in the event of a motor vehicle accident. Described by the notation "a/b" where "a" is the dollar amount in thousands of coverage per person, and "b" is the dollar amount in thousands of coverage per accident. Generally, insurance companies will only the allow purchase of UM/UIM coverage up to the insured's current bodily injury limit.

Use this term in a sentence

We wanted full coverage including the bodily injury coverage for our automobile insurance policy as we wanted to reduce our risk.

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After a tremendously devastating car accident James was very excited to find out that his car insurance policy had adequate bodily injury coverage.

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It was very fortunate that John Smith included bodily injury coverage when he purchased his auto insurance because the other driver was injured in the accident.

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