Health Insurance Portability and Accountability Act


HIPAA. A law mandating that anyone belonging to a group health insurance plan must be allowed to purchase health insurance within an interval of time beginning when the previous coverage is lost. The law protects employees, especially those with long term health conditions who may be reluctant to leave jobs because they are afraid pre-existing condition clauses will limit coverage of any such conditions under a new insurance plan, from losing health insurance due a change in employment status. The law also creates standards dealing with the privacy of health information, which helps prevent improper use of one's medical record.

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I learned about the health insurance portability and accountability act and I was really interested in what it was all about.

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Anyone who violates the Health Insurance Portability and Accountability Act will be subject to immediate termination as well as a possible fine and prosecution.

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If you lose your job, either willingly or unwillingly, the Health Insurance Portability and Accountability Act seeks to allow you to keep your health insurance coverage, at your own expense, until such time as you can obtain new coverage, thus allowing employees to change jobs without fear of being uncovered during their transition to new employment.

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