identity theft

Definition

Obtaining a person's personal and financial information through criminal means. A thief uses this information for illegal purposes, such as to make purchases using the victim's name. Thieves can find information through discarded credit card or bank statements that are not destroyed, and can find the information online in customer databases.

Use identity theft in a sentence

It is important to shred all important financial and personal documents after use to help prevent becoming a victim of identity theft.

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identity score Fair and Accurate Credit Transactions Act (FACTA)