point of service


A feature of an insurance plan that allows a patient to choose between in-network care and out-of-network care every time he or she sees a doctor. The patient is allowed the freedom to go to whichever doctor is most convenient, although the cost will vary depending upon which option the patient chooses.

Use point of service in a sentence

Despite the more expensive premium, Robert enjoyed the point of service option that allowed the hospital closest to his home to perform the operation he needed.

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Even though he had more confidence in Dr, Graves, At the point of service, John Smith decided to use an in-network provider because it would cost him less out of pocket for medical care.

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When selecting an insurance policy through your employer, one criterion to consider is the point of service cost variance in which in-network and out-of-network costs will differ.

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