core deposits


Banking deposits made by customers in the bank's general market area. A bank considers its core deposits to be a reliable source of funding, since customers in its general market area tend to be loyal and consistent. For example, a business owner who deposits checks at a local bank is less likely to alter his or her depositing habits based on general economic changes, such as interest rate fluctuations. also called primary deposits.

Use core deposits in a sentence

You should try to make sure that you are bringing in enough core deposits to always have some liquidity with you.

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Our bank has seen a rise in core deposits commensurate with the overall growth we are currently experiencing in the neighboring community.

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When Samantha decided to place core deposits with the local credit union, the manager knew that she was someone that he could trust to be loyal to the credit union.

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