Lending & Credit Terms and Definitions

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100% mortgage
125% loan
2-1 buydown
2/28 adjustable-rate mortgage
3-2-1 buydown
3-6-3 rule
3/27 adjustable-rate mortgage - 3/27 arm
5 C's of credit
60-plus delinquency
80-10-10 mortgage
A-credit
AAA tenant
abandonment
abatement
ability to pay
able
abnormal sale
above building standard
absentee owner
absolute liability
abstract of judgment
abstract update
abut
accelerated payment
acceleration clause
acceptance
access bond
accessibility
accession
accessory building
accident
accommodation paper
accommodation party
accommodative monetary policy
accord and satisfaction
accordion feature
account
accounts payable
accounts receivable
accredited advisor in insurance
Accredited Management Organization (AMO)
Accredited Resident Manager (ARM)
accrual method
accrued depreciation
accrued items
accrued items, active
accrued items, passive
acknowledgment
acquisition appraisal
acre
acreage zoning
act of God
active box
active tranche
actual age
actual cash value
actual damages (and special damages)
actual notice
ADC loan
add-backs
add-on interest
addendum
addition
additional collateral
additional hedge
additional insured
additional living expense
additional principal payment
adhesion insurance contract
adjunction
adjustable rate
Adjustable Rate Mortgage
adjusted premium
adjustment bureau
adjustment date
adjustment interval
adjustment period
adjustment provision
advance fee
advance rate
adverse financial change condition
adverse financial selection
adverse possession
adverse selection
aesthetic value
affidavit of title
affirmation
affordability
affordability analysis
affordability index
affordable housing
after acquired clause
after repair value (ARV)
after-acquired collateral
age-life depreciation
aged debt
agency by ratification
agency closing
agency debenture
agency disclosure
aggregate adjustment
aggregate annual deductible
aggregate limit
aggrieved
agreed amount clause
agreement of sale
agricultural lien
air rights
alien insurer
alienation clause
all equity rate
Alliance of American Insurers
allocation of purchase price
allodial system
alluvion
alt-a
alternative mortgage
alternative or specialty investments
amenities
American agency system
American Institute of Real Estate Appraisers
American Insurance Association
American Land Title Association (ALTA) policy
American standard
Americans with Disabilities Act
amortization
amortization method
amortization schedule
amortization tables
amortization term
amortize
amortized
amortized loan
amortized note
amount financed
anchor tenant
annexation
annual aggregate limit
annual debt service
annual mortgage constant
annual mortgagor statement
Annual Percentage Rate
annual statement
anticipation
apartment association
apartment building
apartments and multifamily housing
Appleton rule
applicable federal rate
application
application fee
application for letter of credit
appointed actuary
appointments
apportionment
apportionment clause
appraisal
appraisal clause
appraisal fee
appraisal report
appraised value
appraiser
approval
appurtenance
appurtenant easement
appurtenant structure
APR
arbitration clause
architecture
area
ARM index
ARM margin
artesian well
Article 9
as-built drawings
asbestos
asbestos containing materials (ACM)
assemblage
assessable insurance
assessment company
assessment insurance
assessment rolls
assessment valuation
asset backed credit default swap (ABCDS)
asset conversion loan
asset depreciation range system (ADR)
asset depreciation risk
asset financing
asset for asset swap
asset management fee
asset sale
asset valuation
asset valuation reserve
asset-backed security
asset-based finance
asset-based lenders
asset-based lending
asset-liability committee (ALCO)
assignment clause
assignment of lease
assignment of mortgage
assignment of rents
assignment of trade
assignment to creditors
association of unit owners
association or syndicate pool
assumable mortgage
assumed interest rate
assumption
assumption clause
assumption fee
assumption of mortgage
at call
at risk rules
attachment
attestation clause
attic
attorn
attorney's opinion of title
attornment
attractive nuisance
auctioneer
authorization to sell
automated underwriting system
automatic coverage
automatic reinstatement clause
avalize
average daily balance
average daily balance method
average downtime
average free rent
average life
average occupancy
average outstanding balance
average settlement period
average ticket
avulsion
B/C Loan
back end ratio
back title letter
back to back letter of credit
back-end fee or commission
back-to-back commitment
back-to-back letters of credit
back-to-back loans
backfill
backup offer
bad credit loans
bad debt
bad debt provision
bad debt reserve
bad paper
bad-faith estimate
bailee's customer insurance
bailing out
balance
balance transfer
balance-sheet loan
balloon loan
balloon mortgage
balloon note
balloon payment
balloon risk
bank
bank bill swap bid rate (BBSY)
bank credit
bank discount
bank guarantee
Bank Letter Of Credit Policy
bank loan
bank pool loan
Bank Rate
bank term loan
banker's acceptance
bankrupt
bankruptcy
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
bankruptcy court
bankruptcy trustee
BanxQuote Money Markets Index
bargain and sale deed
base interest rate
base loan amount
base premium
base principal balance
base rate
base rent
Basel I
Basel II
basic form rates
basic limit
basic limits of liability
basic mortality table
basic premium
basis point
basis rate swap
basis swap
BBA mortgage approvals
bear flattener
bear steepener
before and after method
below grade
beneficiary clause
beneficiary of trust
bespoke CDO
best efforts mortgage lock
best-interests-of-creditors test
betterment
bi-monthly mortgage
bi-weekly mortgage loan
bilateral contract
bilateral credit limit
bilateral facility
bimonthly mortgage
binding receipt
binomial distribution
bird dog
biweekly mortgage
blanket assignment
blanket credit line
blanket lien
blanket limit
blanket mortgage
blanket rate
blemished borrowers
blended insurance program
blended rate
blighted areas
block limits
block of policies
blockbusting
blueprint
Board of Realtors(R)
boiler plate
Bond Market Association (BMA) swap
book of business
book runner
boot
borderline risk
borrow
borrower
borrower's note
borrowing base
borrowing power of securities
Boston plan
bottomland
bottomry
boundary
bow tie loan
branch office
breach of contract
break fee
break-even payment rate
break-even ratio
bridge financing
bridge insurance
bridge insurance for bridges under construction
bridge loan
bring down search
British thermal unit (BTU)
broad evidence rule
broad form
broad form cause of loss
Broad Index Synthetic Trust Offering (BISTRO)
broker agent
broker loan
broker loan rate
broker's call
brokerage business
brokerage department
brokerage fee
brokerage general agent
brokerage supervisor
brownfield
brownstone
budget mortgage
buffer zone
build out
build to suit
buildable acres
builder buydown loan
builder's risk coverage forms
builder-financed construction
building code
building efficiency ratio
building line
building restrictions
building society
building standards
bulk sale
bull flattener
bull steepener
bullet loan
bullet repayment
bundle of legal rights
bureau insurer
Bureau of Land Management
burning ratio
business and personal property coverage form
business credit
business finance companies
business income coverage form
business insurance
business interruption insurance
business property and liability insurance package
bust-up takeover
buy-back deductible
buy-up
buydown
buydown mortgage
buyer's agent
buyer's broker
buyer's expenses
buyer's remorse
cadastral map
calamity call
call
call loan
call money market
call money rate
callable loan
Canadian overnight money market rate
Canadian rollover mortgage
cancellation clause
cancellation of debt
cap
capacity
capacity of parties
capital export
capital improvements
capital investment loan
capital mortgage
capital note
Capital Purchase Program (CPP)
capital shares
capitalized cost reduction
capped note
cargo insurance
carryback financing
carrying charge
cash (or funds) available for distribution (CAD or FAD)
cash advance
cash advance rate
cash back mortgage refinance loan
cash basis loan
cash collateral
cash credit
cash deficiency agreement
cash management bill
cash method
cash on cash yield
cash out of vested benefits
cash rent
cash yield on cost (CYC)
cash-flow financing
cash-out refinancing
casualty
casualty catastrophe
catastrophe futures
catastrophe hazard
catastrophe loss
cause of loss form
cease and desist order
ceiling
central business district
certificate for automobile receivables
Certificate of Claim
certificate of completion
certificate of deposit index (CODI)
certificate of discharge
certificate of eligibility
certificate of insurance
certificate of reasonable value (CRV)
certificate of sale
Certificate of Veteran Status
Certificates for Amortizing Revolving Debts
certificates of automobile receivables (CAR)
Certified Consumer Debt Specialist (CCDS)
certified general appraiser
Certified Mortgage Consultant
Certified Property Manager
Certified Residential Mortgage Specialist
cestui que vie
chain of title
change in occupancy or use clause
change of beneficiary provision
change order
Chapter 10
Chapter 11
Chapter 13
Chapter 7
character loan
charge card
charge off
chattel mortgage
circulation factor
Civil Rights Act of 1866
civil wrong
claim
claim agent
claim department
claim dilution
claim expense
claim provision
claim report
claimant
class rate
classified loan
clause
clean
clear space clause
clear span
clear span facility
clearance letter
clearinghouse funds
CLO
closed account fee
closed period
closed-end credit
closed-end mortgage
closing statement
cluster housing
clustering
CMBX Indexes
CMG plan
co-borrower
co-investment
co-investment program
co-ownership
co-signer
code of ethics
COF Index
COFI
coinsurance clause
coinsurance limit
coinsurance penalty
coinsurance percentage
coinsurance requirement
coinsurer
collateral
collateral creditor
collateral management
collateral note
collateral surety
collateralized
collateralized borrowing and lending obligation (CBLO)
collateralized debt obligation
collateralized debt obligation cubed (CDO-cubed)
collateralized debt obligation squared (CDO-squared)
Collaterized Loan Obligation
collection float
color of title
comaker
combined loan to value ratio
combined single limit
commencement of coverage
commercial acre
commercial bank
commercial blanket bond
commercial credit
commercial credit insurance
commercial finance
commercial forgery policy
commercial forms
commercial insurance company
commercial leasehold insurance
commercial lender
commercial lending
commercial lines
commercial loan
commercial mortgage
commercial mortgage broker
commercial mortgage lender
commercial mortgage-backed security
commercial package policy
commercial property
commercial property floater
commercial property policy
commission of authority
commissioner of insurance
commissioner's values
commitment fee
commitment letter
committed facility
common area assessments
common area maintenance (CAM)
common areas
common elements
common law
common wall
Community Development Financial Institutions (CDFI)
commuted cash value
companion tranche
comparable sales
comparative unit method
compensating balances plan
competent party
competitive bid option
competitive market analysis (CMA)
completion bond
component depreciation
compound interest
comprehensive glass insurance
compulsory insurance
computerized loan origination (CLO)
concealment
concurrent causation
condition subsequent
conditional
conditional claim rate
conditional commitment
conditional prepayment rate (CPR)
conditional sale
conditional use permit
conditions for qualification
condominium conversion
condominium hotel
condominium insurance
condominium owners' association
conduit borrower
confession of judgment clause
confidentiality
confirmed irrevocable letter of credit
confirmed letter of credit (L/C)
conforming loan
conforming loan limit
conforming mortgage
conformity
Connie Lee
consequential loss
conservation
consolidated mortgage
consolidated mortgage bond
consolidation loan
constant default rate (CDR)
constant maturity
constant maturity credit default swap
constant maturity swap
constant maturity treasury
constant payment
constant payment loan
constant percent prepayment (CPP)
Constant Proportion Debt Obligation (CPDO)
construction documents
construction financing
construction insurance
construction interest expense
construction loan
construction loan note
construction management
construction to permanent loan
constructive notice
consultant
consumer credit
consumer credit counseling
consumer debt
consumer finance
consumer interest
consumer loan
consumer reporting agency
contents
contiguous space
contingency
contingency listing
contingency reserve
contingent credit default swap (CCDS)
contingent fund
contingent payments
continuing education requirement
continuous compounding
continuous operation clause
contour map
contract carrier
contract for deed/land contract
contract for sale
contract knavery
contract of adhesion
contract rent
contraction risk
contractionary monetary policy
contributing location
control
control provision
controlled business
controlled business arrangement
controlled insurance
convention blank
convention values
conventional mortgage
conventional pass-through
convertibility clause
Convertible ARM
convertible loan
cooperative insurance
cooperative mortgage
core capital
core properties
corporate credit
corporate guaranty
corporate inflation-linked securities
corporate lien
corporeal property
correspondency system
COSI
cosigner
cost approach appraisal
cost approach improvement value
cost approach land value
cost of debt capital
cost of funds
cost of money
Cost of Savings Index (COSI Index)
cost recovery
cost-of-sale percentage
costs plus contract
countersignature
country limit
Countrywide rates
Countrywide rules
courier fee
courtesy to brokers
covenant
covenant against encumbrances
covenant not to complete
covenant of quiet enjoyment
covenant of right to convey
covenant of seisin
cover note
coverage part
covered foreign currency loan
covered loss
covered margin
covered person
cramdown
creative financing
credit
credit agency
credit agreement
credit analysis
credit analyst
credit application
credit bureau
credit card
credit card balance transfer
credit card insurance
credit check
credit committee
credit control
credit cycle
credit default contract
credit default insurance
credit default swap
credit derivative
credit enhancement
credit facility
credit freeze
credit grantor
credit history
credit inquiry
credit instrument
credit limit
credit line
credit loss ratio
credit market
credit monitoring service
credit netting
credit note
credit quality
credit rating
credit rationing
credit repair
credit report
credit repository
credit risk certification
credit score
credit scoring
credit sleeve
credit squeeze
credit sweep
credit tenant
credit utilization rate
creditor
creditor's committee
creditors' settlement
creditors' turnover
creditworthiness
creditworthy
criticism
cromie rule
crop insurance
cross border financing
cross defaulting
cross-collateralization
crowd funding
crowding out
Crown Loan
cumulative discount rate
curable depreciation
curb appeal
cure period
current exposure method
current face
current index value
current occupancy
current portion of long-term debt
current production rate
current value
currently insured status
curtsey
custom adjustable rate debt structure (CARDS)
customers' net debit balance
daily report
data processing coverage
date of maturity
dating
datum
day loan
deadbeat
deal structure
dealer loan
dealer median prepayment speed
dealer paper
death put
debasement
debenture
debenture redemption reserve
debit balance
debris removal clause
debt
debt accordion
debt bomb
debt cancellation
debt cancellation contract
debt collector
debt consolidation
debt coverage ratio
debt displacement
debt elimination
debt exchangeable for common stock (DECS)
debt fatigue
debt instrument
debt management
debt management ratio
debt overhang
debt retirement
debt security
debt service
debt service coverage ratio
debt settlement
debt signaling
debt snowball
debt swap
debt to credit ratio
debt to GDP ratio
debt to income ratio
debt to worth ratio
debt/EBITDA ratio
debtaholic
debtor
debtor in possession
debtor-in-possession financing
deceased alert
declaration
declaration of restrictions
declination
dedication
deductible clause
deed in lieu of foreclosure
deed in trust
deed of reconveyance
Deed of Release
Deed of Trust
deed restrictions
defamation
default
default judgment
default rate
default risk
defaulted interest
defeasance clause
defeasance process
defeased securities
deferral principal
deferred interest
deferred maintenance
deferred maintenance account (DMA)
deferred payment
deferred payment letter of credit
deferred payment method
deficiency judgment
degree of combined leverage (DCL)
degree of financial leverage (DFL)
degree of operating leverage (DOL)
degree of risk
delayed exchange
delayed issuance pool
deleverage
delinquency
delinquent
delinquent mortgage
demand clause
demand line of credit
demand loan
demised premises
demising wall
demolition clause
demolition insurance
density
density zoning
dependent properties
deposit or provisional premium
Depository Institutions Act of 1982
Depository Institutions Deregulation and Monetary Control Act
depreciable real property
depreciation insurance
depreciation recapture
depth tables
descent
description
desecuritization
design-build
designated agent
developer
development loan
deviation
devise
devisee
devisor
difference in conditions
direct access notes (DANs)
direct lease
direct loan
direct loss
direct reduction mortgage
direct sales comparisons approach
direct selling system
direct write off method
direct writer
direct written premium
director of insurance
directors' indemnities
disappearing deductible
disaster myopia
discharge
discharge of lien
disclosure authorization form
discount interest
discount loan
discount point
discount window
discounted bill
discounted properties
discounted value table
discrete compounding
discretionary ARM
discrimination
dishonor
disposition fee
dispossess proceedings
distraint
divided cover
divisible contract clause
document needs list
documentary tax stamps
documentation preparation fee
documentation requirements
documents
dollar bond index linked securities (dollar BILS)
dollar limit
dollar roll
dollar stop
domestic insurer
dominant tenement
double leverage
double net lease
Dow Jones CDX Indexes
dower
down payment
DownREIT
downzoning
draw period
dry closing
dry loan
dry mortgage
dual agency
dual index mortgage
dual life stock company
due date
due-on-sale clause
duplex
duration gap
duress
dwelling
dwelling forms
dynamic gap
early amortization
early occupancy
earn-outs
earnings credit rate
earnings insurance
earnings withholding order
earth movement
earthquake insurance
easement by condemnation
easement by necessity
easement by prescription
easement in gross
easy monetary policy
EBITDA - capex
economic accrual of interest
economic life
economic obsolescence
effective annual interest rate
effective gross income (EGI)
effective gross rent (EGR)
effective interest rate
effective rent
efficiency unit
ejectment
electrical or electrical apparatus exemption clause
electronic authentication
electronic data processing coverage
electronic wallet
elevation drawing
elevator collision coverage
eligible accounts
Ellwood technique
emblement
Emergency Home Finance Act of 1970
Emirates Interbank Offered Rate (EIBOR)
employment contract
empty creditor
empty nester
encapsulation
encumbrance
end loan
endorsement extending period of indemnity
enjoin
enterprise zone
entitlement
environmental audit
environmental impact statement
Environmental Protection Agency (EPA)
epitome
Equal Credit Opportunity Act
equalization board
equalization factor
Equifax
equilibrium rate of interest
equipment breakdown insurance
equipment floater
equitable conversion
equitable lien
equitable mortgage
equitable right of redemption
equitization
equity
equity buildup
equity grabbing
equity injection
equity kicker
equity linked security (ELKS)
equity mortgage
equity note
equity of redemption
equity participation loan
equity sharing
equity sharing loan
equity stripping
equity value
errors and omissions insurance
escape clause
escheat
escrow abuse
escrow account
escrow agent
escrow agreement
escrow analysis
escrow company
escrow contract
escrow disbursement
escrow fund
escrow instructions
escrow payment
esoteric debt
estate at sufferance
estate at will
estate for years
estate from period to period
estate in land
estate plan
estimated closing costs
estimated hazard insurance
estimated premium
estimated property taxes
estoppel
estoppel certificate
estovers
et al.
et ux.
et vir.
ethics
ethnic group
Euro Interbank Offer Rate (EURIBOR)
Euro Overnight Index Average
Eurocredit
evaluator
event of default
evergreen
evergreen loan
evidence clause
evidence of title
ex ante real interest rate
ex gratia payment
ex post real interest rate
exact interest
examination
examination of title
exception
excess condemnation
excess line broker
excess loans
excess spread
exchange traded note
exchangeable debenture
exclusion rider
exclusionary zoning
exclusive agency listing
exclusive agency system
exclusive right to sell
exclusive right to sell listing
exculpatory clause
executed contract
executory contract
exhibit
exhibitions insurance
eximbank
expansion option
expected family contribution
expediting expenses
expense allowance
expense constant
expense loading
expense reimbursement allowance
expense reserve
expense stop
Experian
experience
experience modification
expiration card
expiration file
expiration notice
expired
explicit interest
explosion insurance
export credit agency (ECA)
Export-Import Bank
exposure at default
exposure units
express agency
express authority
expropriation
extendable swap
extended coverage
extended period of indemnity
extender clause
external depreciation
external obsolescence
extra expense coverage form
extra expense insurance
extra premium
extra premium removal
facade
face interest rate
face rental rate
face-amount certificate company
facility space
FAD multiple
FAFSA
Fair Access to Insurance Requirements (FAIR) Plan
Fair and Accurate Credit Transactions Act (FACTA)
Fair and Accurate Credit Transactions Act of 2003
Fair Credit Reporting Act
Fair Debt Collection Practices Act
fair market value lease
fair rental value coverage
fallen building clause
fallout
fallout risk
false advertising
FAMEMP
familial status
Fannie Mae
Fannie Mae Community Home Buyers Program
farm assets
farm coverage part
Farm Credit Bank
farm personal property
farm property coverage form
Farmer Mac
Farmer's Home Administration (FHA)
farmer's/ranch owner's policy
farmland
feasibility study
Federal Agricultural Mortgage Corporation
federal credit agencies
Federal Emergency Management Agency (FEMA)
Federal estate tax
Federal Financing Bank
Federal Home Loan Bank Act
Federal Home Loan Bank System
Federal Home Loan Banks
Federal Home Loan Mortgage Corporation
Federal Housing Administration
Federal Housing Finance Board
Federal Insurance Administration
Federal Intermediate Credit Bank
federal key rates
Federal Land Bank
federal methodology
Federal National Mortgage Association
Federal Reserve credit
Federal revenue stamp
Federal Savings and Loan Association
Federal Savings and Loan Insurance Corporation (FSLIC)
Federal Student Aid
Federal Thrift Regulator
Federal underwriters
federally guaranteed obligations
fee appraiser
fee simple
fee simple absolute
fee simple determinable
fee simple interest
feudal system
FFO multiple
FHA 203(k) loan
FHA Loan
FHA mortgage
FHA mortgage insurance
FICO score
fictitious company name
fictitious groups
fiduciary relationship
field
field force
filled land
final inspection
finance charge
finance company
finance fee
financial aid
financial asset securitization investment trust (FASIT)
financial covenants
financial institution
Financial Institutions Reform, Recovery, And Enforcement Act Of 1989 (FIRREA)
financial leverage
financial management rate of return (FMRR)
financial obligation ratio (FOR)
financial risk
Financial Risk Manager (FRM)
financing
financing charge
Financing Corporation (FICO)
financing cost
financing gap
financing points
financing statement
fine print
fire
fire department service clause
fire insurance
fire legal liability
fire loss insurance
fire maps
fire stop
fire wall
fire yard
Fire, Casualty, and Surety (FC&S) bulletins
firm commitment lending
first generation space
first lien debt
first loss position
first mortgage
first named insured
first papers
first party insurance
five against bond spread (FAB)
fixed costs and fixed expenses
fixed for floating swap
fixed interest
fixed rate
fixed term reverse mortgage
fixed time
fixed-markup UML
fixed-period adjustable rate mortgage
fixed-rate loan
Fixed-Rate Mortgage
fixing up expenses
fixturing period
flag lot
flat cancellation
flat commission
flat deductible
flat fee
flat interest rate
flat lease
flex space
flexible payment mortgage
flip
float
float period
float-down
floating charge
floating debt
floating lien
floating rate
flood
flood certification
flood insurance rate map
flood prone area
floodplain
floor limit
floor loan
floor plan insurance
floor to area ratio (FAR)
flue
flyspecking
following form
footing
for sale by owner (FSBO)
forbearance
force majeure
forces and effect of law
foreclosure
foreign banking market
foreign insurer
foreign national mortgage
foreshore land
forfeiture
form
Formica
forward curve
forward differential
forward interest rate
Forward Rate Agreement
forward sale
foundation drain tile
foundation exclusion clause
foundation wall
four quadrants of the real estate capital markets
fractional section
fraption
Free Application for Federal Student Aid
free-standing building
freehold
freehold estate
FRM
front end ratio
front ending
front footage
front-end debt-to-income ratio
frontage
frontage street
frost line
fructus industrials
fructus naturales
FSBO
full doc loan
full faith and credit
full recourse
full recourse debt
full service rent
fully amortized ARM
fully amortizing payment
fully diluted shares
fully indexed interest rate
functional obsolescence
funded debt
funding
funding fee
funds available for distribution (FAD)
funds from operations per share (FFOPS)
future interest
future proposed space
gambrel roof
gap group
gap in title
gap loan
gap ratio
garden apartment
garnishment
gazebo
general agent
general contractor
general lien
general loan and collateral agreement
general mortgage
General Mortgage Associate
general plan
general real estate tax
General Services Administration (GSA)
general warranty deed
generic prices
gestation repo
gift
gift causa mortis
gift deed
gift letter
gift of equity
gilt curve
Ginnie Mae
global debt facility
GNMA midget
going in capitalization rate
good consideration
good fairy syndrome
good faith estimate
government borrowing
government check
government forces
government loan
government lot
government mortgage
government obligations
government patent
government sponsored enterprise (GSE)
government survey method
grace period
gradient
graduated lease
graduated payment
graduated payment mortgage
graduated rental lease
graduation period
graduation rate
Gramm-Leach-Bliley Act
granny flats
granting clause
grantor to grantee index
gratuitous agent
Greenspan put
GRI
grievance period
gross area
gross building area
gross coupon
gross debt service ratio (GDS)
gross income multiplier
gross investment in real estate
gross leasable area
gross real estate asset value
gross real estate investment value
gross rent multiplier (GRM)
gross returns
ground area
groundwater
growing equity mortgage
guarantee fees
Guaranteed Mortgage Price Agreement (GMPA)
guaranteed sale program
guarantor program
guaranty
guest to car ratio
habitable
habitable room
haircut
half section
half-life
handicap
hang out loan
hangout
hard cost
hard inquiry
hard money loan
hard money mortgage
hearing
hectare
height
heirs and assigns
hereditament
hiatus
HIBOR
hidden defect
high credit
high loan to value equity loan
high rise
high-ratio mortgage
highly leveraged transaction
highway
historic structure
historical scenario
hold harmless clause
hold over tenant
holdback provision
holding escrow
holdover tenancy
holdover tenant
holiday
holographic will
home debtor
home equity
Home Equity Conversion Mortgage
home equity debt
home equity line
home equity line of credit
home equity loan
home improvement loan
home inspector
home keeper
home loan
Home Mortgage Disclosure Act
home mortgage interest deduction
Home Owners Loan Corporation
home ownership
Home Ownership and Equity Protection Act (HOEPA)
home price
Home Valuation Code of Conduct (HVCC)
homebuyer protection plan
homemade leverage
homeowner's equity account
homeowner's insurance
homeowners association (HOA)
homeowners association dues
homeowners warranty
homestead
homestead deed
homestead exemption
horizontal property laws
hostile possession
housing bank
housing bubble
housing expense
housing expense ratio (HER)
housing for the elderly
housing investment
HUD median income
HUD-1 statement
humped yield curve
hundred percent location
HVAC
hybrid ARM
hybrid debt
hypothecate
hypothecation
I-banker
idem sonans
illiquidity
impact fee
impaired credit
implicit bankruptcy costs
implied agency
implied agreement
implied call
implied cap rate
implied equity market cap
implied listing
implied rate
implied warranty of habitability
impound
impound account
impounds
improved land
improvement
imputed interest
imputed interest rate
imputed notice
in arrears
in house sale
income approach
income capitalization value
Income Deposit Security (IDS)
income limits
income property mortgage
income return
income sensitive repayment (ISR)
incompetent
incorporation by reference
incorporeal right
incremental borrowing rate
incremental cost of capital
incubator space
incurable obsolescence
index loan
index method
index-linked security
indexed ARM
indexed currency borrowings
indexed loan
indexed rate
indicated value
indirect lighting
indirect loan
individual account management
indoor air quality
industrial broker
industrial park
ineligible accounts
informed consent
ingress
ingress and egress
initial interest rate
initial interest rate cap
initial rate cap
initial rate duration
initial rate period
initials
inner city
innocent misrepresentation
innocent purchaser
inquiry notice
inside lot
insolvency
insolvent
inspection fee
inspection report
installment
installment contract
installment loan
installment note
installment receipt
institutional financing
institutional grade property
institutional lender
insulation
insulation disclosure
insurable title
insurance binder
insurance company separate account
insured mortgage
intangibles
interbank call money market
interbank loan
interbank spread
intercompany loans
interest
interest accrual period
interest accrual rate
interest arbitrage
interest cost
interest coverage
interest coverage test
interest deduction
interest in property
interest only mortgage
interest only payments
interest paid over life of loan
interest payable
interest rate
interest rate adjustment period
interest rate agreement
interest rate buy down plans
interest rate call option
interest rate cap
interest rate cap structure
interest rate ceiling
interest rate derivative
interest rate differential (IRD)
interest rate exposure
interest rate floor
interest rate guarantee
interest rate index
interest rate on debt
interest rate parity theorem
interest rate risk premium
interest rate spread
interest reserve account
interest sensitive asset
interest sensitive liability
interest shortfall
interest warrant
interest-bearing
interest-elastic
interest-elastic investment
interest-inelastic
interest-inelastic investment
interest-only ARM
interest-only loan
interest-sensitive stock
interim borrowing
interim financing
interlocutory decree
intermarket sector spread
intermediate theory
international Fisher relationship
International Swaps and Derivatives Association
internet mortgages
internote
interpleader
interstate
Interstate Land Sales Full Disclosure Act
interval ownership
intrastate exemption
inventory financing
inventory lien
inverse condemnation
inverse floating rate note
inverted yield curve
investment certificate
investment committee
investment structure
investment-grade CMBS
investor fallout
investor status
involuntary lien
involuntary liquidation
Inwood tables
IO (interest-only) security
IOU
ironclad agreement
irrational call option
irredeemable convertible unsecured loan stock (ICULS)
irregular coupon
irrevocable consent
Islamic Financial Services Board (IFSB)
Japan Credit Rating Agency (JCR)
Jarrow Turnbull model
Johannesburg Interbank Agreed Rate (JIBAR)
joint and several liability
joint liability
joint liability and joint several liability
joint mortgage
joint note
joint tenancy
judgment proof
judicial precedent
jumbo loan
jumbo mortgage
jumbo pool
junior
junior debt
junior lien
junior mortgage
junk fees
jurat
just compensation
Keating Five
key employee insurance

key lot
key money
key tenant
kitchenette
knockdown
laches
lanai
land
land bank
land banker
land capacity
land description
land economics
land grant
land leaseback
land poor
land residual technique
land trust
land use intensity
land use map
land, tenements and hereditaments
landlords warrant
landmark
landscaping
lane
larger parcel
late payment
latent defect
lateral and subjacent support
law day
lawful interest
leaching cesspool
lead generation
lead lender
lead poisoning
leads
leaking underground storage tank (LUST)
lease acquisition cost
lease commencement date
lease expiration exposure schedule
lease option
lease option/purchase
lease purchase
lease purchase mortgage
lease term
leaseback
leasehold estate
leasehold improvements
leasehold interest
leasehold mortgage
leasehold state
Leasing
leeward
legal assets
legal blemish
legal description
legal lending limit
legal name
legal notice
legal owner
legal rate of interest
legally competent parties
lend
lender
lender policy
lender's title insurance
lending
lending agreement
lending at a premium
lending facility
lending standards
less than freehold estate
letter of collection
letter of credit
letter of patent
letter report
level payment mortgage
leverage
leverage build up
leverage ratio
leverage up
leveraged company
leveraged lease
leveraged loan
Leveraged Loan Index (LLI)
leveraged portfolio
leveraged required return
leveraging
levered
levered beta
levered free cash flow
liability swap
liar loan
LIBOR curve
lien
lien affidavit
lien statement
lien theory
lien theory states
lien waiver
lienee
life cap
life care facility
life cycle costing
life estate
life of loan cap
life tenant
lifetime cap
lifetime payment cap
lifetime reverse mortgage
light and air
light industry
like kind property
limitations of actions
limited access highway
limited power of attorney
limited recourse debt
limited referral agent
limited warranty deed
line of credit
line of sight easement
line stakes
lineal foot
liquid asset
liquidate
liquidation
liquidity fund
lis pendens
litigation
littoral
littoral rights
livability space ratio
loan
loan amortization
loan amortization schedule
loan amount
loan application
loan application fee
loan balance table
loan calculator
loan capital
loan commitment
loan constant
loan correspondent
loan credit default swap index (LCDX)
loan discount fee
loan guarantee
loan life coverage ratio (LLCR)
loan loss reserve
loan modification
loan note
loan officer
loan origination
loan origination fee
loan package
loan parameters
loan participation note (LPN)
loan preference principle
loan processing fee
loan processor
loan register
loan schedule
loan servicing
loan sharking
loan stock
loan strip
loan submission
loan term
loan value
loan-to-cost
loan-to-value
loanable funds theory
loanback
lobby
location, location, location
lock
lock box
lock box structure
lock commitment letter
lock failure
lock jumper
lock-in
lock-in period
lock-up cd
lockout period
loft
Lombard loan
london interbank mean rate (LIMEAN)
long inverse floating exempt receipt (LIFER)
long-term debt
long-term financing
long-term loan
long-term mortgage
loop
loose credit
loss given default
loss payee
loss severity
lot and block (recorded plat) system
lot split
low documentation loan
low rise
LTC
LTV
luminous ceiling
lump sum
lump-sum contract
lump-sum payment
M & A
Maggie Mae (MGIC)
magic page
magic wrap
MAI
majority
make whole provision
malfeasance
mall
management agreement
mandatory disclosure
mandatory mortgage lock
manufactured housing
manufactured housing securities (MHS)
maps and plats
margin
margin debt
margin interest
margin lending
margin loan
margin loan availability
marginal cost of capital
marginal land
marginal lender
marginal risk
marina
market conditions
market data approach
market discipline
Market Index Target Term Securities (MITTS)
market interest rate
market rate
market rental rates
market rents
market study
market-indexed cd
marketable title
master deed
master lease
master plan
Master Senior Appraiser (MSA)
master servicer
master switch
match fund
match rate funds
materialman
matured
maturity
maturity date
maturity gap
maximum loan-to-value ratio
maximum lock
MBS
Mbs Clearing Corporation (Mbscc)
MBS depository
MBS servicing
McDonough ratio
measure of damages
meditation
medium-term guarantee program
meeting of the minds
meeting space
Megan's Law
merged credit report
meridian
Merton model
mesne
message
metes and bounds
Metropolitan Statistical Area (MSA)
mezzanine
micro venture capital
Micropolitan Statistical Area
mid-rise
middle market
mile
military clause
mineral rights
mini perm
minimum interest rule
minimum lot area
minimum payment
minimum payment option mortgage
minimum property requirements
minimum rent
miniperm loan
minor
misnomer
misplaced improvement
misrepresentation
mistake
mitigation of damages
mixed use
mobile home
mobile home certificate
model home
modification
modified annual percentage rate (APR)
modified pass-through
modular housing
Monetary Policy Committee
money at call
money factor
Money Market Investor Funding Facility
month-to-month tenancy
monthly association dues
monthly debt service
Monthly Treasury Average Index (MTA Index)
monument
moral character
moral turpitude
more or less
morning loan
mortgage
mortgage acceleration clause
Mortgage Acceleration Program
mortgage allocations
mortgage banker
mortgage banking
mortgage bond
mortgage broker
mortgage broker business
mortgage calculator
mortgage company
mortgage constant
mortgage credit certificates (MCC)
mortgage debt
mortgage equity withdrawal (MEW)
mortgage excess servicing
mortgage formulas
mortgage fraud
mortgage grader
mortgage insurance
Mortgage Insurance Premium (MIP)
mortgage interest deduction
mortgage interest expense
mortgage lead
mortgage lien
mortgage life and disability insurance
mortgage life insurance
mortgage loan
mortgage modification
mortgage note
mortgage origination
mortgage originator
mortgage pass-through security
mortgage payment
mortgage pool
mortgage pre-approval
mortgage price
mortgage program
mortgage putback
mortgage rate
mortgage rate lock
mortgage recast
mortgage referrals
mortgage REIT
mortgage revenue bond
mortgage risk
mortgage scams
mortgage servicing
mortgage servicing rights (MSR)
mortgage shopping
mortgage spam
mortgage spreading agreement
mortgage subsidies
mortgage suitability
mortgage term
mortgage-backed certificate
mortgage-backed note
mortgage-backed security
mortgagee
mortgager
mortgaging out
mortgagor
mortmain
most favored tenant clause
mudroom
mudsill
multi-dwelling units
multi-option financing facility (MOFF)
multi-peril policies
multicurrency clause
multicurrency loans
multicurrency note facility
multifamily loans
multiple dwelling
multiple regression
multiple-issuer pools
Mumbai Interbank Offered Rate (MIBOR)
municipal bond market
municipal ordinance
mutual agreement
mutual mortgage insurance fund
mutual water company
mutuality of consent
naked title
name, change of
name, reservation of
narrative report
National Association of Exclusive Buyer Brokers
National Association of Master Appraisers
National Association of Mortgage Brokers (NAMB)
National Association of Real Estate Appraisers
National Association of REALTORS(R)
National Association of Review Appraisers and Mortgage Underwriters
National Council of Real Estate Investment Fiduciaries (NCREIF)
national debt clock
National Foundation for Consumer Credit
National Foundation for Credit (NFCC)
National Housing Act of 1968
National Housing Partnership
natural affection
natural person
navigable waters
NCREIF Property Index (NPI)
negative amortization
negative amortization cap
negative carry
negative cash flow
negative easement
negative equity
negative equity financing
negative homeowner's equity
negative interest rate
negative leverage
negative NPV tie-in project
negative points
negative yield curve
negotiable instrument
negotiated sale
negotiation
Nellie Mae
net after taxes
net benefit to leverage factor
net borrower
net branch
net interest expense
net interest margin securities (NIMS)
net interest rate differential
net interest spread
net investment in real estate
net investment income
net jumping
net listing
net purchase price
net real estate investment value
net returns
net sales proceeds
net spendable
net square footage
net usable acre
networking
never nester
new town
niche market
ninja loan
no asset loan
no cash out refinance
no cash-out refinancing
no change scenario
no cost loan
no deal/no commission clause
no fee mortgage plus
no income loan
no income/no asset mortgage (NINA)
no protest
no ratio loan
no-documentation loan
no-lien affidavit
no-surprise adjustable rate mortgage
nominal consideration
nominal interest rate
nominal yield spread
non-accrual loan
non-business bad debt
non-callable
non-conforming loan
non-investment-grade CMBS
non-notification loan
non-permanent resident alien
non-purpose loan
non-revolving credit card
non-warrantable condo
nonagent
nonassumption clause
nonconforming use
nondepository credit institution
nondiscretionary funds
nonhomogenic
noninstitutional lender
nonliquid asset
nonperforming asset
nonproductive loan
nonrecourse debt
nonrecourse expense
nonrecourse loan
nonrecurring closing costs
normal yield curve
notching
note loan
note rate
notice of assessment
notice of completion
Notice of Default
notice of dishonor
notice of nonresponsibility
Notice of Sale
notice to creditors
notice to quit
notional
notional principal amount
novation
nuisance
nuncupative will
nut
oath
obligation
obligee
obligor
observed condition
occupancy fraud
occupancy permit
occupancy rate
odd-days interest
off record title defect
off-balance sheet items
off-site costs
off-site management
off-street parking
offer and acceptance
offer to lease
offering statement
offeror
office building
office exclusive
Office of Equal Opportunity (EEO)
Office of Financial Stability
Office of Interstate Land Sales Registration
offset statement
oil and gas lease
on account
on or before
on site management
on-the-spot loan
one hundred percent commission
one-third rule
one-year adjustable rate mortgage
open and notorious possession
open house
open housing
open listing
open market rates
open mortgage
open space
open-end credit
open-end mortgage
open-ended loan
operating budget
operating cost escalation
operation of law
operational target
opportunistic
option ARM loan
option fee
option listing
option not to deliver
option to renew
oral contract
ordinary gain
ordinary interest
orientation
original principal balance
origination fee
origination points
ostensible agency
out parcel
outside of closing
outstanding
outstanding debt
over allotment
over improvement
overadvance
overall liquidity ratio
overall rate (OAR)
overdraft
overextension
overflow right
overlying mortgage
overnight index swap
overnight rate
override
overriding royalty
owe
owelty
owner financing
owner occupant
owner's policy
owner's title insurance
ownership in severalty
PAC bond
PAC tranche
package loan
package mortgage
pad
paid
paid up
paired sales analysis
panic peddling
paper
par rate
paragraph 17
parallel loan
parapet
parcel
Parent Loans for Undergraduate Students
parity clause
parking ratio
parol evidence rule
partial payment
partial prepayment
partial reconveyance
partial release
partial sale
partial taking
partially amortized loan
participating broker
participating debt
participation
participation certificate
participation loan
participation mortgage
parties
party wall
pass through certificate
passbook loan
past-due balance method
pawn broker
pay as you go basis
paydown
paydown factor
paydown magic
payment adjustment interval
payment bond
payment cap
payment change date
payment option ARM minimum payment
payment power
payment rate
payment shock
payoff
payoff month
payoff statement
payor
pc
pedestrian traffic count
Pell grant
penalty
pension liability
penthouse
per diem interest
per unit cost method
percentage lease
percentage rent
percolation test
perfect escrow
performance based fees
performance measurement
periodic interest rate
periodic interest rate cap
periodic payment cap
periodic refinancing
periodic tenancy
Perkins loan
permanent buydown
permanent loan
permissive waste
perpetual floating-rate note
person
person-to-person lending
personal guarantee
personal interest
personal interest expense
personal representative
petition
phase i audit
physical deterioration
physical life
pi
pier
piggyback loan
pipeline risk
pipestem lot
PITI
PITI reserves
placement fee
plain-vanilla CMO
planned unit development (PUD)
planning commission
plans and specifications
plat
plat book
plat map
plaza
pledge
pledged account mortgage (PAM)
pledging
plot plan
PLUS loan
PMI
pocket license card
pocket listing
point
point of beginning (POB)
points
police power
policy loan
pool factor
portable mortgage
porte cochere
portfolio lender
portfolio loan
positive authorization
positive carry
positive cash flow
positive leverage
positive spread investing (PSI)
positive yield curve
postdated check
posted prices
potable water
power of sale
practice of law
pre-approval
pre-approval letter
pre-approved loan
preclosing
precompute
predatory lending
preemption
preferred debt
preforeclosure sale
preleased
preliminary costs
preliminary report
preliminary title insurance report
prepaid fees
prepaid interest
prepaid items
prepayment
prepayment clause
prepayment model
prepayment penalty
prepayment privilege
prepayment risk
prepayment speed
prequalification
prequalified loan
presale
prescription
preservation district
presumption
PreTSL (Preferred Term Securities, Ltd.)
prevailing party
prevailing rate
previous balance method
price-gouging
pricing notch point (PNP)
prima facie evidence
primary credit rate
Primary Dealer Credit Facility (PDCF)
primary issuance
primary mortgage market
primary residence
prime
prime accounts
prime rate
prime space
prime tenant
principal
principal amount
principal balance
principal broker
principal exchange rate linked securities (PERLS)
principal limit
principal meridian
principal paid over life of loan
principal payments
principal residence
principal risk
principle of conformity
prior appropriation
prior redemption privilege
prioritization of debt
private debt
private equity offering
private funds
private money
Private Mortgage Insurance (PMI)
private offering
private REIT
pro-rata tranche
proceed order
proceeds
proceeds of loan escrow
processing
processing fee
procuring cause
production acres
production rate
profit a predre
progress payments
progression
prohibited transaction
projected maturity date
promissory note
promulgate
property flipping
property manager
property reports
property residual technique
proposition
proprietary lease
proration
protected class
PSA prepayment model
public auction
public income notes (PINES)
public land
public sale
Public Securities Association Standard Prepayment Model (PSA Model)
Public-Private Investment Program (PPIP)
PUD
puffing
punch list
punitive rate
pur autre via
purchase loan
purchase money transaction
purchase-money mortgage
purchasers policy
pure lease
purpose loan
purpose statement
pyramid zoning
quadrangle
quadraplex
quadrominium
qualification
qualification rate
qualification ratio
qualification requirements
qualified acceptance
qualified buyer
qualifying ratios
qualitative risk analysis
quality spread differential (QSD)
quantity survey method
quantum
quantum meruit
quarter section
quarterly income debt securities (QUIDS)
quash
quasi
quasi-equity
quick ratio
quit enjoyment
r-value
radon
rafter
range line
range of value
rate caps
rate level risk
rate lock
rate protection
rate reset
rate sheets
rate shopping
rate trigger
rate-improvement
rate/point breakeven
rate/point options
ratification
rating
rating agencies
rating trigger
raw space
ready, willing, and able buyer
real estate contract
real estate fundamentals
Real Estate Investment Trust Act of 1960
real estate license law
Real Estate Mortgage Trust (REMT)
real estate owned
real estate recovery fund
real interest rate
real property
realtist
reappraisal lease
reasonable time
recapture clause
recapture rate
recast payment
recasting
receipt
receivables financing
receiver
receivership
reciprocal easements
reciprocity
recital
reclamation
recognition
recognition clause
reconditioning reserve
record owner
record title
recorder
recourse
recourse loan
recourse note
recovery fund
recreational lease
rectangular (government) survey system
red clause letter of credit
reddendum clause
redemption, equitable right of
rediscount rate
redlining
reduction certificate
reduction-option loan (ROL)
reentry
REFCORP
referee
reference asset
reference entity
reference obligation
reference rate
referral agency
referral fees
referral power
referral site
refinance transaction
refinancing
reformation
refund anticipation loan (RAL)
regional diversification
regional shipping center
registered land
Regulation G
Regulation T
Regulation U
Regulation Z
rehab
rehabilitate
rehabilitation mortgage
rehypothecation
reinstate
reinstatement
reissue rate
REIT Modernization Act of 1999
rejection
release
release clause
release deed
release of liability
reliction
relinquished property
relocation clause
relocation company
relocation mortgage (relo)
remaining balance
remaining principal balance
remaining term
remediation
rendering
renegotiable rate
renegotiation of lease
renewal option
renewal probability
rent commencement date
rent escalation
rent loss insurance
rent premium
rent roll
rent schedule
rent up period
rentable to usable ratio
rental agency
rental agreement
rental growth rate
reopening
repairs
repayment plan
repayment schedule
replacement property
replacement reserve fund
replevin
repo rate
repossession
representation and warranties
reproduction cost
requested cash out
required reserve rate
rescheduled loan
rescission clause
reserve
reserve account
reserve for replacements
reset date
reset frequency
reset margin
residence
residence property
resident manager
residential mortgage
residual process
Resolution Funding Corporation
resolution trust corporation (RTC)
resort property
respondeat superior
restraint on alienation
restrictive covenant
restrictive credit policy
resubdivision
retail lender
retail lending
retainage
retaining wall
retaliatory eviction
retire
retroactive liability
return on debt (ROD)
revenue stamp
reverse mortgage
reverse-annuity mortgage
reversion
reversion capitalization rate
reversion value
reversionary factor
reversionary interest
reversionary right
review appraiser
revolving letter of credit
revolving line of credit
revolving loan
revolving underwriting facility (RUF)
Reykjavik Interbank Offered Rate (REIBOR)
rich
right of contribution
right of ingress or egress
right of recourse
right of way
right to rescission
right to use
riparian lease
riparian rights
risk
risk adjusted rate of return
risk financing
risk transfer
risk-based pricing
risk-free interest rate
rod
ROI/ROE
roll over
roll over risk
roll-in loans
rollover debit
rollover mortgage
rollover risk
roof inspection clause
rooming house
row house
Rule of 78
rule of five
rules and regulations
run with the land
runs with the land
rural
Rural Housing Service Loan
S&L Crisis
Safety And Soundness Exam
sale and leaseback
sale of leased property
sales assessment ratio
sales associate
sales comparison approach
sales comparison value
sales contract
salesperson
Sallie Mae
sandwich lease
satellite city
satellite tenant
satisfaction
satisfaction of debt
satisfaction of mortgage
scenario analysis
scenic easement
scheduled mortgage payment
schematics
scholarship
Schumer's box
scope of authority
sealed and delivered
seasonal credit
seasonal credit rate
seasoned loan
second chance loan
second generation leasing
second home
second lien debt
second mortgage
second mortgage lending
secondary credit rate
secondary financing
secondary mortgage market
Secondary Mortgage Market Enhancement Act (SMMEA)
secondary space
section
Section 8 housing
secured
secured credit card
secured loan
secured party
securities
securities finance
securities lending
securitization
securitize
security
security freeze
security interest
security loan
seisen
seizing
self help
self managed REIT
self-administered REIT
self-amortizing mortgage
self-employed borrower
seller
seller carryback
seller contribution
seller financing
seller's expenses
seller's points
selling broker
semi-detached dwelling
senior
senior bank loan
senior classes
senior convertible note
senior debt
Senior Loan Officer Opinion Survey on Bank Lending Practices (SOSLP)
senior secured debt
senior security
senior stretch loan
sensitivity
separate property
sequential pay CMO
sequestrate order
service of process
servicer
servicing
servicing agent
servicing release premium
servicing strip
servicing transfer
servitude
set aside letter
setback
setoff
settle
settlement or closing fees
settlement sheet
severance
severance damages
shadow banking system
shall
share appreciation mortgage
sharecropping
shared equity transaction
shareholder loan
shell lease
sheriffs deed
Sherman Anti-Trust Act
shopping center
shopping site
shoreline
shoring
short form document
short rate
short term liability
short-term
short-term funding
should
sick building syndrome
sight letter of credit
sight line
signage
signature
signature loan
silent second
silent second mortgage
simple interest
simple interest bi-weekly mortgage
Singapore interbank offered rate (SIBOR)
single family residence
single file mortgage insurance
single-lender web site
single-payment loan
sinking fund schedule
site analysis
site development
site office
site plan
situs
skip-payment mortgage
sky lease
slab
slander of title
sleeper note
SLMA
slum clearance
Small Business Administration
Small Business Investment Company
Society of Industrial and Office REALTORS(R) (SIOR)
Society of Real Estate Appraisers (SREA)
soft call provision
soft cost
soft loan
soil bank
solar easement
solar heating
solvent
space plan
spec home
special agent
special assessment
special benefit
special conditions
special forbearance
special lien
special purpose property
special servicer
special use permit
special warranty deed
specialty REIT
specific lien
specific performance
specified investing
speculative space
spite fence
split fee financing
split funding
split level
split rate
splitting fees
spot loan
spot zoning
spreading agreement
spreadlock
square foot method
stabilized net operating income
stabilized occupancy
Stafford loan
staging
staking
standard metropolitan statistical area
standard payment calculation
standards of practice
standby letter of credit
standby loan commitment
standing loan
start rate
starter
starts
state certified appraiser
stated annual interest rate
Stated assets
Stated income
statute of frauds
statutory lien
statutory right of redemption
steering
step rate mortgage
stepped up basis
stigmatized property
stock and warrant off-balance sheet R&D (SWORD)
stock power
Stockholm interbank offered rate (STIBOR)
straight lease
straight loan
straight note
straight-lining
strategic default
straw man
streamlined refinancing
strict foreclosure
strict liability
strip center
strip mortgage participation certificate (strip PC)
stripped mortgage-backed securities
Structural Adjustment Loan Facility (SAL)
structural alterations
structural defects
structural density
structure
structured arbitrage transaction
structured finance
student loan
student loan consolidation
Student Loan Marketing Association
studio
sub agency
sub agreement of sale
sub-divider
subagent
subdivision
subdivision and development ordinances
subjacent support
subject to
subject to clause
subject to mortgage
subjective value
sublease
sublease, subleasing, subletting
subletting
submittal notice
submortgage
subordinate debenture
subordinate financing
subordinate interest
subordinate loan
subordinated
subordinated classes
subordinated debt
subordination
subordination agreement
subordination clause
subpoena duces tecum
subprime borrower
subprime credit card
subprime lender
subprime loan
subprime market
subprime mortgage
subprime mortgage market
subrogate
subrogation
subsequent bona fide purchaser
subsequent rate adjustments
subsequent rate cap
subsidized housing
substandard
substantial improvement
substitution
substitution of collateral
subsurface rights
success coach
suit for possession
suit to quiet title
summary possession
summons
sundry creditors
sundry debtors
super floater
super jumbo mortgage
superadequacy
superfund
Supplementary Financing Program
support deed
surface rights
surface water
surrender
survey
suspension
swap
sweetheart contract
swing loan
swingline loan
synthetic collateralized debt obligation
synthetic lease
tacking
take-out loan
takedown
takeout financing
taking
tangible property
targeted amortization class
tax and lien search
tax certificate
tax deed
tax deferred exchange
tax map
tax participation clause
tax search
tax service fee
tax stop clause
Taylor Rule
teaser loan
teaser rate
technical bankruptcy
TED spread
temporary buydown
temporary lender
tenancy at sufferance
tenancy for life
tenancy for years
tenancy in partnership
tenancy in severalty
tenant alternative costs
tenant at will
tenant contributions
tenant improvement (TI)
tenant improvement allowance
tenant mix
tenant union
tenement
tenure annuity
Term Asset-Backed Securities Loan Facility
Term Auction Facility
term deposit
term finance certificate (TFC)
term loan
Term Securities Lending Facility
termination of listing
Termination Statement
termite inspection
termite shield
testimonium
thin capitalization
third party origination
Thrift Administration Review Program
tidewater land
tie in contract
tight money market
time is of the essence
time note
time price differential
time weighted average annual rate of return
time-share ownership plan
timeshare ownership plan (TSO)
timing option
tipping point
title exam
title insurance binder
title loan
title paramount
title report
title risk
title theory
tolling
topography
topping off
Torrens system
total acres
total annual loan cost (TALC)
total capitalization
total commitment
total debt to total assets ratio
total expense ratio
total interest payments
total inventory
total lender fees
total loan amount
total monthly housing costs
total of all payments
total principal balance
total retail area
townhouse
township
township lines
township tiers
toxic assets
tract
tract house
tract index
trade fixture
trade in
trade usage
trading down
trading on the equity
trading up
transactional broker
transfer of ownership
transfer of physical assets (TPA)
transferable letter of credit
transferor
TransUnion
tread
Treasury index
treasury lock
treble damages
trespass
trigger terms
triggering term
triple net lease
triplex
Troubled Assets Relief Program
truss
trust account
trust beneficiary
trust deed
trust deed lien
trustee's deed
Truth in Lending
tsunami damage
turnkey project
two- to four-family property
two-step mortgage
UCC-1 Statement
Umbrella Partnership Real Estate Investment Trust (UPREIT)
unbalanced improvement
uncertainty
uncollateralized loan
uncommitted facility
unconscionability
under construction
under contract
under-floor ducts
under-improvement
underage
underfloor ducts
underground storage tank
underimprovement
underlying financing
underlying mortgage
undertenant
underwriters knot
underwriting requirements
undisclosed agency
undivided interest
undue influence
unearned increment
unearned interest
unencumbered
unenforceable contract
unethical
unfair and deceptive practices
unfinished office space
Uniform Building Code (UBC)
Uniform Customs and Practices (Brochure 500)
Uniform Residential Appraisal Report (URAR)
uniform settlement statement
uniformity
unilateral contract
unimproved land
unincorporated association
uninsured certificate of deposit
unit in place method
United States Government Securities
unities
unitranche debt
universal agent
universal default
unjust enrichment
unlawful detainer
unleveraged program
unmarketable title
unrecorded deed
unscheduled recast
unsecured
unsecured loan
unstated interest paid
unsubordinated debt
up leg
up-zoning
Upfront Mortgage Broker (UMB)
upset date
upset price
upside down
upzoning
urban renewal
urban sprawl
usable square footage
use
use tax
use value
usufructuary right
usury
usury laws
usury rate
utility easement
utility value
utilization fee
VA loan
vacancy factor
vacancy rate
vacant space
vacation home
valid contract
valuable consideration
value
variable interest rate
variable payment plan
variable rate
Velda Sue
vendee
vendor financing
vendor note
vendors lien
veneer
vent
venue
verification
Verification of Deposit (VOD)
Verification of Employment (VOE)
vested interest
vestibule
Veterans Administration (VA)
Veterans Administration (VA) Mortgage
veto clause
vicarious liability
Vienna interbank offered rate (VIBOR)
villa
violation
virtual storefront
visual rights
voidable contract
voluntary lien
voucher
wage assignment
wainscoting
waive escrows
walk-up
walkthrough
walkup
Wall Street Journal prime rate
wall to wall carpeting
warehouse
warehouse fee
warehouse lender
warehousing
warrantable condos
waste
waste line
wasteland
water rights
water table
watercourse
waterfront property
way
weekly mortgage applications survey
weep hole
weighted average coupon
weighted average equity
weighted average maturity
weighted average remaining term (WART)
weighted average rental rates
wet column
wetlands
whole loan
whole pool
wholesale lender
wholesale money
wholesale mortgage prices
wholesaling
widely held fixed investment trust (WHFIT)
widows quarantine
wipeout
without recourse
work letter
Workers Compensation Acts
working capital initiative
working capital loan
working drawings
workout
worst-case scenario
worth
wraparound debt
wraparound loan
wraparound mortgage
X
X bracing
xylotomous
yard
yardstick
year to year tenancy
yield capitalization
yield maintenance
yield maintenance premium
yield spread premium
yuppie
Z-tranche
zero interest rate policy
zero lot line
zero-bound interest rate
zero-coupon mortgage
zero-floor limit
zone condemnation
zone of transition
zoning estoppel
zoning ordinance
Browse Definitions by Letter: # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z