You may find that you'll have plenty of
money in
retirement. Congratulations. More likely, the
amount was less than you would like, as it is for most people. But it's not too late to do something about it, and the sooner you
act, the more you can improve the situation. Learn about the various
retirement plan types available to you, you will find out that you can
take advantage of tax-deferral plans, which basically allow you to avoid paying
taxes until
withdrawal at retirement; you will learn about the benefits of
compounding that some plans give with tax-deferral benefits too.