When
financing a
startup,
shop around for good deals and good
service for small businesses. Ask about loans as well as
deposit accounts and other services for small businesses. Some banks may specialize in serving companies like yours. Develop a good working
relationship with a banker who can help you save
money. Look for someone who seems genuinely interested in your
business and the
market you serve. "The more the banker understands your
company and its needs, the more likely he or she can help you with everything from financing and getting the best
interest rate to referrals, "Luke Reynolds, an
FDIC Community Affairs Specialist.