International Privatization of Government Industries Invest, Don't Speculate

Invest in Stocks While Young; Bonds While Older

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Stocks first, bonds later. Invest in stocks when you're young, and then move into bonds are you grow older. Stocks are a good long-term investment strategy. If you're still young when the market turns south, you'll have plenty of years left ahead of you to make it up. As you get older, invest in bonds. They're less risky.
Source: http://www.yourcreditadvisor.com/blog/2006/10/102_personal_fi.html