Tips by FDIC
Prepare for the unexpected. Have adequate insurance, especially for life, health, disability, personal liability, and coverage of property. Review...
Read and save the "disclosures" describing a credit card's features and fees so you know how to save money. "When it comes to information about the...
Tags: credit cards, warnings
Don't have "too many credit cards." There are good reasons to have at least two credit cards, but some people collect a stack of cards, including...
Tags: credit cards, warnings
Be aware of your credit card issuer's billing practices, which can significantly affect your costs. How your card company treats the balances on which...
Consider a fixed-rate loan even if adjustable-rate mortgages (ARMs) carry a lower initial interest rate. A fixed-rate loan adds certainty and...
Comparison shop for financial services. Just as you would do for any major purchase, look at what is being offered by your bank and a few competitors,...
When shopping for a loan, take advantage of the Internet. Not only can you research credit products and comparison shop among hundreds of lenders over...
1. Set Goals - It helps to set savings goals you can easily achieve. If you want to buy a $500 item within the next year, plan to save $50 a month for...
Here's how you can slowly build a large savings account and experience the miracle of compounding. Let's say you put money into a savings account that...
Whether you open a checking or savings account, it pays to be smart in how you choose and use the account. Here are some suggestions: 1. - Shop around...
