Tips by Chris Seabury

Commercial papers are unsecured debts used by banks or companies to finance their short-term needs. These needs can range from accounts receivable...
Any indicator by itself, while important, will not provide the overall big picture on credit markets. However, when a combination of indicators...
There are several tools that can help determine the depth of a credit crisis. By looking at U.S. Treasuries, LIBOR, the TED spread, commercial paper...
High-yield bonds are bonds that do not qualify for investment-grade status. Ratings agencies rate high-yield bonds as those with the greatest chance...
LIBOR is the rate that banks charge other banks for short-term loans. These loans can be for one month, three months, six months and one year. When...
The TED spread represents the change between the three-month LIBOR rate and the three-month rate for U.S. Treasury bills. It is used to measure the...
A credit crisis occurs as a result of an unexpected reduction in accessibility to loans or credit and a sharp increase in the price of obtaining these...
U.S. Treasuries are debt obligations issued and backed by the U.S. government. What this means is that the chances of default are almost zero. As a...