Tips by FDIC

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Steer clear of fraudulent or deceptive offers targeting borrowers. Unscrupulous individuals try to lure consumers into questionable, high-cost deals...
Here are ways to save money by refinancing -- by paying a loan off "early" with a new, better loan.1. Know when refinancing a mortgage makes...
Here are basic precautions against identity theft, check fraud and other financial scams:1. Be wary of requests to "update" or "confirm"...
Tags: warnings, fraud
Keep banking costs down. With planning, you can sidestep some of the more costly fees and penalties. Examples:1. With credit cards, try to pay...
Tags: banking, fees
Pay your bills on time to maintain a good credit record and qualify for low rates. Don't wait until the last minute to pay your monthly bills. Not...
Be cautious when borrowing against the "equity" in your home. If you have property valued at $300,000 and you owe $100,000 on your mortgage, your...
When preparing for college, think twice before borrowing against your home or retirement accounts. Parents who do not qualify for a tax deduction on...
When preparing for college, take the time to research your options for a loan. If you think you need a loan, do your homework and ask lots of...
Don't be afraid to complain. Your bank's managers probably would prefer you bring a problem to their attention and be given the chance to fix it...
Don't be afraid to ask for a break. Do you think the fees for your mortgage application are a bit steep? What about the fee you were charged for being...
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