Tips by Rich White

For individuals who live a very long time, any decisions to start benefits early at permanently reduced levels will reduce the longevity protection of...
When to start Social Security is a complex decision that should be personalized for each individual, and it can involve many factors, ranging from the...
The COLA (cost of living adjustment) is perhaps Social Security's most powerful long-term planning benefit. For an 85-year-old person who started...
Knowing the reality about your Social Security benefits can be valuable in making sound choices - especially about when to start benefits and how to...
It's true that your social security benefits are reduced if your earned income exceeds a threshold. For example, say your full retirement age is 66,...
First, it is possible and perhaps likely that the taxable portion could increase to 100% in the future as a politically attractive way to strengthen...
Every dollar of earned income, up to any age, can result in increases in Social Security benefits. Social Security will automatically recalculate your...