Tips by WOJCIECH KULICK

1 2 3
1. Paying Off High-Interest Debt - This is the most obvious and most often-cited reason for postponing savings, the strategy being that the cost of...
Tags: savings, money, debt
2. Temporary Job Loss - When that personal crisis hits and income is choked off, it can get almost impossible to save.
3. Building a Checking Buffer - Building a checking account buffer is an often overlooked financial step that can save most people hundreds of dollars...
Tags: savings, money
4. Improving Insurance Coverage - In the delicate balance between savings and insurance, a case can be made for putting savings on pause if insurance...
5. Anti-Savings Philosophy - Some people reject the common notion that retirement is a time to stop working and start “having fun.” They either...
Tags: savings, money
There are basically two ways you can deal with income. Which one you choose determines a good chunk of your financial life. 1. Relying on future...
1. Using Lack of Failure as Evidence of Success. Many people without any visible or major money problems use their high success rate as an excuse to...
2. Getting a Thrill From Living on the Edge. For many people, living paycheck to paycheck is a psychological thrill. They get a short-lived high...
Tags: finances, denial
3. Hiding Money Problems from Friends & Family. If you’re not willing to share your financial habits with your loved ones, you’re probably...
4. Making ‘Someday’ Statements Frequently. People who play the lottery, overspend regularly, or are living in a perpetual state of ‘it will be...
Tags: finances, denial
1 2 3