11 Tips about Budget

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STEP 1 – Make sure you can afford it; you have to pay it back. Look at your monthly budget carefully before borrowing. You need to have a good idea...
STEP 2 – Shop around – Interest is represented in various ways. Do your homework. While it might not be the most interesting way to spend your...
STEP 3 – Duration – A short term is better. A longer term loan usually leads to a more appealing, smaller repayment every month. However, if you...
STEP 4 – Financial planning – Focus on it. Money is one of the important elements of living. To ensure that you get the best out of it, plan your...
STEP 5 – Juggling debt is a definite no. You may have overestimated your ability to pay back a loan and may find it difficult to keep up with...
STEP 6 – Pay attention to the type of loan you receive. There are loans and then there are bad loans. You should evaluate the expense that you are...
STEP 7 – Read every word in the loan document. Once you have made up your mind for a particular loan, check the fine print in the application form....
Try taking enough cash from your account to last you the week without using your ATM card. You'll be surprised how soon you're out of cash, and soon...
Tags: budget, cash, saving
Evaluate your budget and recurring expenses at least once every 6 months. Really ask yourself if you're using everything you're signed up for, and...
1. Protect Your Job: In a recession, for most people keeping your job should be the number one priority. This may mean putting in a few extra hours,...
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