20 Tips about Credit Cards

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Here are ways to save money by refinancing -- by paying a loan off "early" with a new, better loan.1. Know when refinancing a mortgage makes...
Don't be afraid to ask for a break. Do you think the fees for your mortgage application are a bit steep? What about the fee you were charged for being...
Think about how you plan to use the card. Ask yourself when you expect to pay for all that you charge-by the due date each month or over several...
Read the fine print before signing up for any loan or credit card. For example, realize that if you get a new credit card promoting zero-percent...
The reason self-control is so important when it comes to your finances isn't a moral or spiritual thing: it's a practical thing. Credit card interest...
Tax treatment of currency trading is very much dependent on the individual's tax status. Most dealers will not advise you regarding tax matters, nor...
For loans and credit cards, avoid or limit interest charges. While it may sound like a bargain to pay the minimum due on your credit card so you have...
Avoid late-payment fees. These are penalties, typically $30 or more, charged by your lender when you don't make a loan or credit card payment on time....
When choosing a credit card, ask yourself if you plan to pay the balance in full each month. Many people don't pay their bill each month -- they...
Know your credit limit and stay below it. There are two problems with going over your card's credit limit. One is that your card issuer will charge...
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