18 Tips about Credit

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Pay your bills on time to maintain a good credit record and qualify for low rates. Don't wait until the last minute to pay your monthly bills. Not...
Think about how you plan to use the card. Ask yourself when you expect to pay for all that you charge-by the due date each month or over several...
I have warned in the past that both corporate and individual borrowers often view available credit as cash on hand. As consumers have seen their...
Tags: credit, debtors
Never take a vacation on credit. It's supposed to be a relaxing time, not stressing out about how you will pay for it. Save up instead, or find...
The typical sequence of boom and bust has an asymmetric shape. The boom develops slowly and accelerates gradually. The bust, when it occurs, tends...
Your credit card spending is a loan; make sure you treat it like that. Credit card companies agree to loan you money interest-free for average 35-40...
If you live in the U.S., you're entitled to three free credit report annually. Spread the three request out through the year and you'll have means to...
There are basically two ways you can deal with income. Which one you choose determines a good chunk of your financial life. 1. Relying on future...
Here are a few steps you can take to evaluate credit protection plans and decide what's best for you: 1. Remember that most credit...
Youth is no excuse for defaulting on a loan. At some point, perhaps after graduation, the loan payments will begin. How a young person manages student...
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