18 Tips about Planning

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STEP 1 – Make sure you can afford it; you have to pay it back. Look at your monthly budget carefully before borrowing. You need to have a good idea...
STEP 2 – Shop around – Interest is represented in various ways. Do your homework. While it might not be the most interesting way to spend your...
STEP 3 – Duration – A short term is better. A longer term loan usually leads to a more appealing, smaller repayment every month. However, if you...
STEP 4 – Financial planning – Focus on it. Money is one of the important elements of living. To ensure that you get the best out of it, plan your...
STEP 5 – Juggling debt is a definite no. You may have overestimated your ability to pay back a loan and may find it difficult to keep up with...
STEP 6 – Pay attention to the type of loan you receive. There are loans and then there are bad loans. You should evaluate the expense that you are...
STEP 7 – Read every word in the loan document. Once you have made up your mind for a particular loan, check the fine print in the application form....
Never take a vacation on credit. It's supposed to be a relaxing time, not stressing out about how you will pay for it. Save up instead, or find...
Evaluate your budget and recurring expenses at least once every 6 months. Really ask yourself if you're using everything you're signed up for, and...
Going through your money life, you should expect and plan for speed bumps. What are speed bumps? It’s those unexpected expenses that come up without...
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