Don't have "too many credit cards." There are good reasons to have at least two credit cards, but some people collect a stack of cards, including...

Here are ways to save money by refinancing -- by paying a loan off "early" with a new, better loan.
1. Know when refinancing a mortgage makes...

For loans and credit cards, avoid or limit interest charges. While it may sound like a bargain to pay the minimum due on your credit card so you have...

Don't be afraid to ask for a break. Do you think the fees for your mortgage application are a bit steep? What about the fee you were charged for being...

When shopping for a loan, take advantage of the Internet. Not only can you research credit products and comparison shop among hundreds of lenders over...

Avoid late-payment fees. These are penalties, typically $30 or more, charged by your lender when you don't make a loan or credit card payment on time....

When choosing a credit card, ask yourself if you plan to pay the balance in full each month. Many people don't pay their bill each month -- they...

The reason self-control is so important when it comes to your finances isn't a moral or spiritual thing: it's a practical thing. Credit card interest...

Read and save the "disclosures" describing a credit card's features and fees so you know how to save money. "When it comes to information about the...

Periodically review your existing loans and credit cards with an eye toward saving money. "Talk to a customer service representative at your bank to...