Pay your bills on time to maintain a good credit record and qualify for low rates. Don't wait until the last minute to pay your monthly bills. Not...

The stock market can close down for a while and it really doesn't matter all that much. The primary function of the stock market is not to finance...

When shopping for a loan, take advantage of the Internet. Not only can you research credit products and comparison shop among hundreds of lenders over...

Youth is no excuse for defaulting on a loan. At some point, perhaps after graduation, the loan payments will begin. How a young person manages student...

The typical sequence of boom and bust has an asymmetric shape. The boom develops slowly and accelerates gradually. The bust, when it occurs, tends to...

Don't trust the regulatory agencies to do their jobs, and don't trust the credit rating agencies either. Neither group looks closely enough to really...

Nothing so cements and holds together all the parts of a society as faith or credit, which can never be kept up unless men are under some force or...