Now is always the most difficult time to invest.

Never invest in anything that eats or needs repainting. (Billy Rose was a composer and entrepreneur who lived between 1899-1966)

I buy when other people are selling.

Pay off your loans and other debts before you start investing. When you have loans, they usually assess a higher interest rate than what you can make...

Before you invest, investigate.

High finance isn't burglary or obtaining money by false pretenses, but rather a judicious selection from the best features of those fine arts.